Tuesday, 22 March 2011

Should You Buy an Existing Domain Name?

When you are thinking of buying a domain name for your business, have you taken an existing domain name into account? As you know domains come and go these days and sometimes it can be quite difficult to find a completely new one of your desire. Whether buying an existing domain name a good choice comparing with registering a brand new domain? Here I will bring you the disadvantages and advantages of purchasing an existing domain name and hopefully help you make a right decision.

Advantages
I start from the advantages to searching for and purchasing an existing domain name. There are many reasons why an existing domain is welcomed for webmasters.

Firstly, you may expect a large amount of traffic that has previously flowed to that particular website. You can imagine that there are surely some customers of the older owner may not know that the domain name didn't get renewed, so that they are of highly likely to visit that domain name after you buy the domain. In other ways, you can enjoy these traffic due to the hard effort of the previously owner. This could be an excellent beginning for your website to against totally no visitor.

Secondly, you may also benefits from the old owner who definitely pay their efforts in targeting keywords to ensure the domain name get listed higher at the search engine results page. In such cases, you domain name is search engine friendly and it will takes you less time and energy for SEO purpose.

Thirdly, the possibility of buying finding a short, catchy domain with the targeted keywords contained will be increased. As we all known, it is not an easy job to find a desired domain that is still available especially if your niche is quite competitive. Also due to the fact there are some domains owners buy these perfect domains simply as an investment, then short domain names are more likely to already be registered. Choosing the right domain name for your internet business enterprise becomes more challenging if you never take the existing domain names into account. Because it is not an easy job to find a good domain name that is still available you may be force to buy an existing domain name from the market.

An Disadvantage
However, if you have settled your mind for buying an existing domain, you should be aware of the potential pitfall. The major disadvantage of buying an existing domain name is that it may have been punished by the search engines for the inappropriate SEO tactics (or black hat techniques). If you are unfortunately enough and purchase domain of this kind, I would empathize. Under such circumstance, it is quite hard for your website to be get indexed again, which means even if you are going to invest a lot of money on promotion and SEO, you will receive no outcome absolutely.

To help you purchase a right existing domain to boost your business, below I have addressed some Dos & Don'ts. Hopefully, they will guide you to the right direction.

Dos:

Search for the existing rankings of the domain name.
Look into the existing link of the website. Are there internal page links?
Think about the domain age and authority before buying.
Think over carefully whether the content building and link building deserve what you are asked to pay for.
Check out whether there are any penalties on the domain name.
Analyze the incoming links to see whether they target your desired keywords.
Figure out whether the backlinks are come from other sites that are also owned by the particular website owner. If this is the case, then it is very likely that these backlinks will be disappear very soon after you make the purchase.
Check out the existing traffic of that website and make sure there is no cheat.
Check out the age of the domains existing links.
Look for authority news sites linking to the domain.

Don'ts:

Do not buy an existing domain without taking its Google Page Rank into account.
Do not buy an existing domain that only has low quality and spammy links.
Do not simply focused on and pay a high investment on a keyword matching domain, and also remember not to go for hyphenated URL address.
Do not buy an existing domain that has not been indexed by the major search engines.
Do not buy an existing domain that is not in your niche, unless you will sell it in the future.
It is not advised to build organic links with multiple domain purchases.

If you would like to get a brand new domain name, you can either:

1) get one from web hosting companies since many of them will offer you with free domains when you register their hosting solutions.

2) get one from a separate domain name registering company.

Want To Buy A Domain Name? How To Choose The Best One

Have you been considering buying a domain name but you were not sure where to get started or how you should choose the best one, today we are going to be talking where to go to buy a domain name, and how to choose the best domain name.

GoDaddy is a good place to go to purchase domains. I like to use this company because of all the extras and the specials they usually have. GoDaddy tends to provide a wide range of free bonus products and they have very good customer service. For hosting, there are several options but that is something that can be discussed in greater detail at a later time.

For now we are going to talk about how to choose the best one, or the best name for your business. Deciding on the right name for your business is important because the name of your business should be keyword friendly so that it can indexed by the search engines and it is also useful to have the right name when doing social marketing.

When I was getting started no one ever talked about how to choose a domain name they would only tell me that I should get one. It was not until recently that there was talk about how to choose a good domain name and the reasons behind it.

When you are deciding on which domain name you want to use you first have to have decided on what it is you are going to be promoting. This is important because if you have not yet decided on a product or service you will be promoting it will be very difficult to decide on what the name of your domain should be.

If you are going to be promoting an affiliate page you will want your website title to be similar or in line with the affiliate page that you are promoting. For example if you are going to be promoting weight loss products, and you already know which weight loss product and what is in it you could do a keyword search of the website to get a list of possible keywords.

Once you have your list of possible keywords you now can put those together to create your domain name. Let's say you did the keyword search for weight loss and it said: weight loss, lose weight fast, fast way to lose weight, you could use one of these keywords or a combination of these keywords to create your keyword rich domain.

The key to choosing the best domain name is to do keyword research on the product that you are going to promote and try to purchase a name that is in line with these keywords.

Expired Domain Traffic - To Buy Or Not To Buy?

It seems everyone is jumping into the "traffic domain name" game - either purchasing them for their own use or purchasing traffic from others who own these domains. For those that don't know, a traffic domain is one that has either expired and still receiving traffic, or one that is being typed into the browser url location (type-in traffic) by users looking for a particular website. These are hot little properties but often abused as some register typos of an existing popular domain - such as Google for example. Yes, Virginia, there is a lot of traffic in those typos.

I own a number of expired & type-in traffic domains and have overall had good results. The worst one gets about 10-15 visitors a day but manages to earn anywhere from $5-$20 in revenue through a pay-per-lead program I use. Combined, all my traffic domains pump out a nice chunk of change without me even having to host them, look at them or even think about them.

On the other side of expired domain & type-in traffic is services which allow you to purchase traffic from domain names which they control and manage. Now you would think this sounds pretty good after what I reported about my own traffic domains, but the sad truth is that the majority of these services are complete scams.

Oh yes, they'll deliver the "targeted" 5,000 or 10,000 "hits" you purchased, but the reality is that the actual traffic from their domains either doesn't exist at all (generated by software to create an illusion of unique visitors) or comes from sources like auto-surf sites. And it's not like you can really monitor & evaluate this traffic to know if it's real or not, and you certainly have no way of knowing if it's targeted or just junk hits. You're basically putting all your trust in the site offering the service and since none offer any guarantee that the traffic will bring you sales, they're off the hook.

Look at it this way - let's say a service is offering 100,000 premium targeted visitors for the very low price of just $49.95. Think about it. If you had 100,000 targeted real visitors at your disposable, would you sell them off for essentially pocket change? Of course not. If you were selling a product for $29.95 and only 1% of those 100,000 visitors made a purchase - then that would be 1000 sales totalling $29,950. Can you really believe that they would let that amount of money slip through their fingers just so that they can do you a favour?

Do yourself a favour - If you're thinking of purchasing traffic from one of these services, keep your money to invest in more reliable and proven options or learn about finding and registering expired domains (an article on this topic coming soon) and register them for yourself.

How Does Long Term Care Get Paid For?

Who Pays For Long Term Care Costs?

As people make retirement plans or help an elderly person with their care, they start to learn about the high cost of nursing care. Many people have the wrong idea about how this care actually get paid for. Since it can be a very large expense, and since the need for nursing care is growing, it is important to understand some basic facts about the costs of skilled nursing services..

Note that these services could be from home heath care, assisted living, or a nursing home.

Medicare

Medicare is the US health insurance program for seniors and disabled people. Many people just assume that this program will pay for their nursing costs. However, this is really a dangerous assumption.

Medicare only pays for short term nursing services or very specific services. You cannot count on you benefits to pay for long term nursing care.

This is true even if you have a supplement or Medicare Advantage plan. In general, these plans may expand your benefits, but they usually only cover the same things that the original plan covers. Please read the details of your own plan to see how they cover nursing care.

Personal Savings

According to the US Census Department, about half of nursing costs are paid for out of pocket. However, since nursing costs can amount to thousands of dollars every month, this expense can deplete savings very quickly. Most people have not saved enough money to provide a comfortable retirement and the money for long term nursing care.

After savings are depleted, a person may qualify for Medicaid which does cover long term care.

Medicaid

This is the federal health insurance program for people with very low incomes and very small savings. After a person used up most of their savings, they may qualify for Medicaid. Qualification rules are different in different states. Medicaid will cover nursing homes in Medicaid approved facilities or from approved health companies.

Long Term Care Insurance (LTCi)

This is a special type of health insurance that was designed to cover long term nursing care. LTCi policies are not really standardized like, for example, Medicare supplements are. This means that policies may have a variety of deductibles, waiting periods, services they cover, and plan maximums.

For example, some plans may cover any type of nursing care. It could be from home health, assisted living, or a skilled nursing facility. Others may only cover nursing facilities.

In addition, some plans are tax qualified. This means that you can deduct the premiums from your taxes. Other plans are not tax qualified, and this means you will not get any tax benefits.

Long Term Care Insurance Alternatives

There are some other products that may provide an alternative to a stand-alone LTCi policy. Some life insurance policies or annuities have clauses that allow the owners to take some of the face value or cash account in case they need to use it for nursing care.

This allows the owner to put their money into a product that may provide retirement income or a death benefit, but still use them in case he or she needs to pay for nursing care.

The Implications of Long Term Care in Mississippi

While many states have embraced new health care policies, Mississippi, however, is one of the states that have been left behind due to socioeconomic problems. Poverty affects Mississippi's economic and health policies mainly because private and public payers were less involved or concerned in reducing the health care spending, and believed that the state has insufficient budget for health and long term care services.

In fact, Mississippi was voted the worst state in terms of health care system in 1999. Mississippians have poor health status compared to residents of other states, and Mississippi is the 50th state with premature mortality rate. Several factors influence these trembling health concerns such as heart disease, smoking, cancer, infant mortality, and motor vehicle deaths. However, Mississippi prides of having the highest child immunization rates in the country. The low quality of health care can be blamed on demographic factors such as poverty, high unemployment and illiteracy rate.

From 1994 - 1995, 20 percent of non-elderly Mississippians were uninsured, which is 4% higher than the national rate. The high rate of uninsurance in Mississippi is caused by low level of employer-sponsored insurance. Although Medicaid limits the number of eligible policyholders, many impoverished residents (about 16 percent of the state population) participate and rely in Medicaid.

Medicaid Expenditures
Medicaid provides the second largest state budget for health care. This budget comes from the federal government and revenue contributed by health care providers. Mississippi has the highest federal Medicaid reliance in the country that rose to about 77.2 percent in fiscal year 1997.

Mississippi's Medicaid expenditure has been higher the national average since 1990s. The large expenditures were triggered by the growth of DSH spending and higher spending per enrolee. Unfortunately, less Medicaid budget is appropriated for long term care services compared to other services, primarily because of the restrictions on nursing home and home health capacity. With at least 30 percent Medicaid spending that goes on long term care services, the state receives relatively lower than the national rate of 40 percent.

The state government has changed several insurance regulations in the states, which include the limits on pre-existing condition exclusions and portability of insurance. This led to the changes in the Health Insurance Portability and Accountability Act of 1996. The state pursued a high-risk insurance pool to about 1,500 people with serious health conditions, who were not eligible for any health insurance. The risk pool was funded by the insurance companies and member premiums.

Long Term Care
Mississippi has somewhat stringent policies in terms of long term care. The state issued the "certificate-of-a-need-system" that diminished the number of nursing home beds and creation of new home health agencies. The restrictions on nursing home expansion as well as limiting the average stay in nursing home facilities resulted to low occupancy rate of 99 percent. Although Mississippi receives the largest share in Medicaid, the budget that should have been used for long-term care was, otherwise, used on institutional care. Even though home and community-based services have flourished within the state, these programs are dominated by Medicare and remain unpopular that the institutional care. Half of elderly and disabled Medicaid enrolees in Mississippi need long term care services.

Given those underlying health care problems, the Mississippi government enacted the reform bill in 1997. The bill carried few changes on the state's financial system, but it did not make necessary reforms for Medicaid. Lawmakers became worried that recipients would lose cash assistance might lose Medicaid benefits as well.

Meanwhile, the state adopted the long term care partnership program that has been running previously in other states. The Mississippi Long Term Care Partnership program contains the same vision of other states: to help residents protect their assets against the spend down requirements of Medicaid. This program will lessen the burden of getting long term care insurance in Mississippi. The partnership policies have the following features: long term care insurance inflation protection, asset protection, and tax deductions.

Health Reform and Long Term Care Health Insurance Changes

Have You Heard of The CLASS Act?

The CLASS act is not an old movie or a book about rules for good behavior. Instead it is a provision of health reform, that is voluntary, and may help some families make nursing care more affordable.

CLASS stands for Community Living Assistance Services and Supports. It is a pat of the new health reform bill. It was passed by the US Senate and House of Representatives. Workers will be enrolled in this program, but may choose to decline it at any time according to the wording in the bill.

What Does the CLASS Act Do?

It is a voluntary program. Employers will be required to deduct premiums, but employees can opt out of this program if they choose to.
Premiums have not been determined yet. It is believed they will be lower tor people with low incomes, but.that average workers can expect to pay about $120 a month
If people under the program become disabled, it will pay about $50 a day for nursing care. Note that these people do not have to be over 65 years old.
The nursing care could be from a nursing home, but it could also be in-home care, such as a home health aide, adult day care or assisted living. So it pays for nursing homes or alternatives.
The plan premiums are set to be adjusted at a rate that will keep it solvent without any federal funds.
The CLASS act is NOT A TAX. It is voluntary.

Will This Health Reform Measure Help?

There is no doubt that nursing care is expensive, and that most of us faced a high chance of needing long term care at some point in our lives. A nursing home can cost well over $100 a day so this new bill is just part of the picture. It would help, but not totally keep us from needing to rely upon other assets, long term care insurance or government aid.

Is There Already Government Help To Pay For Nursing Care?

Note that Medicare, the federal health insurance program for seniors and disabled people, does not pay for long term nursing care today. It only pays for short term stays. Medicaid, the federal heath insurance for the poor, only starts to pay after a person has almost exhausted their other assets.

Many people confuse Medicare and Medicaid. They do have similar names, but are very different programs. Some people are on both Medicare and Medicaid, but they are on them for different reasons. Medicare is for seniors and disabled people. Medicaid is for people with low assets and incomes.

What About Private Long Term Care Insurance Policies?

Again, even if a worker opts into the health reform plan, they cannot rely on $50 a day to fully pay for nursing home care. In fact, it may pay 30 - 50 percent of it. The other $50 - $100 a day would have to come from another source. This could be a private or group nursing home insurance policy, assets, or Medicaid.

This part of the plan has not been implemented yet. I also understand that there will be a waiting period, so nobody can sign up for the plan a few days before they need it. The benefits of this part of health reform are not going to affect us in the next few years, but may help younger people with their retirement planning.

Monday, 21 March 2011

Ingrown Facial Hair Removal

It is a fairly common occurrence to have ingrown facial hairs. They can be caused by waxing, shaving, tweezing, or plucking. They can be painful and very unsightly because they are on your face, and therefore visible to everyone. The main characteristics of an ingrown facial hair are that the hair has been cut below the skin, and as it is growing, instead of growing old through the shaft and out of the hair follicle as it is supposed to do, it grows into the side of the hair follicle and into the skin. This can be very painful. It can also cause swelling and can cause the area to become infected and filled with pus.

There are several ways that you can treat ingrown facial hair. These methods range from do-it-yourself treatments that you can perform at home involving using a damp cloth to bring the hair to the surface and then you can use tweezers to extract the hair. Or you can visit your physician for medication or physical treatment. A better solution would be to visit a dermatologist. This way you can avail of a variety of treatments for ingrown facial hair.

One of these treatments consists of using lasers to target the hairs that have been broken off deeply underneath the skin. This normally happens when the hairs have been waxed, tweezed, or plucked. These methods of hair removal can cause the hair to be broken off deep within the follicle shaft. When this happens, the broken hair is given ample opportunity to pierce the side of the follicle and cause ingrown facial hair and its associated problems. This normally happens more often with curly hair. The only color hair that cannot be treated by laser removal is white hair.
 
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