Escrow Management Software

The escrow industry as well as land title are nothing short of volatile in which they continues in creation of new challenges in the particular environment or field for ongoing industry regulation as well as consolidation. Several settlement, trust accounting software, Escrow as well as closing companies are much burdened from the paper based processes, lack of integrated software and extensive document requirements etc.

Apart from these challenges, land title firms are in need of balancing the need for reduction in cost with high level of service requirements. The escrow management software will enable you to anticipating improvements in customer satisfaction, overall efficiency as well as visibility. Land title firms are in need to use latest technology for compensation of facing competitions from all the corners. In order to face the competitions and overcome with them, you need flexible systems as well as accurate system that provide real time information's and also makes you to focus on four keys of purchasing, accounting, reporting as well as budgeting etc. All these work can be achieved from this software.

YOUR BUSINESS GOALS FROM ESCROW MANAGEMENT SOFTWARE:

All your business goals can be achieved from escrow management software from the following circumstances:

Increase in visibility and accuracy in information's through daily updating as well as audited close of the business will transfer to finance from title production.

Increase in efficiency as well as low costs in financial system which enables the business scale without the necessity of headcounts.

Improvement in planning along with flexible as well as integrated reports will enable the business to get the forecasting solutions as well as budget solutions.

Increase in business predictability with transparent as well as trusted management reports and analysis will create in better software.

With the help of award winning applications, financial service can be the powerful escrow management software solution to provide better scalability as well as flexibility which will motivate your business to grow with maximum profits.

Escrow management software centre can be accessed through the web based management system. Their function will be sophisticated and also with user friendly interface. Similar to all 24 hours service, business users can use the escrow management software for 24 hours a day as well as 7 days a week in order to avoid paper work and to concentrate on motivating the business goals. Escrow management software is a very easy tool which makes the user to set up new agreements or also add up other beneficiaries when some software launches the products. Moreover, this software can be used online who are in need of escrows online.

Escrow Software Agreement Protects Both Parties

Escrow Software Agreement is really a way for two parties in protecting their software. Software Developer Company supplies a program to a user who then pays the developer company to modify it. To guarantee that both parties are protected, a software escrow agent will keep the source code owed by the developer until they have completed certain parts of the contract, and if in case the developer company is failed, the agent will unveil it to the user.

Now the source code of escrow software agreement can be very complicated, in particular, as each party may possibly feel they own a lot more of the source program than the other. The developer has created the product; in this case, they need to ensure to own the original sources while the other party i.e. the user thinks that since they have already paid for modifications and alterations, then, they can legally own the source code. Such a condition will make the contract could take a great deal of time.

We can define escrow software agreement as a contract between the licensor, licensee and the agent as the third party. The contract makes the software to be archived in two formats at the escrow service. The formats would be: object code format and source code format. The first format, that is to say the object code is the running version of the software and applies to most of the production level one. In this format, the source code is invisible or not available. While in the second format, that is to say the source language program format, the entire it is in the human readable format.

There are countless numbers of services which are taking care of source language program issues available on the current market. You can search for such a service to learn more on them and their source code service. Similar to a standard transaction, the agent, as the third party, holds some valuable thing from the two parties until certain conditions meet the arranged requirements. The software agent may keep the money from the licensee along with the primary sources from the computer company. As you can see, this type of computer software protection is really crucial for both parties. The user is being billed for the program to fully maintain it, while the developers wish to ensure that they get paid for their time in developing the program.

In the end, if the developer cannot keep the software as the agreed conditions through the agent, the source code will be disclosed by the agent to the user. All those process seems to be so complicated and it could be that way. However, it is also worthwhile to pursue this kind of protection. You may find out that such a contract may be expensive and time consuming; however, it can be considered as a software insurance coverage. Moreover, not having the access to the source program is like an expensive fail to give. Therefore, the software escrow agreement anticipates further down the road.

Agreements By Software Escrow Agreements

The software escrow, source code escrow, and technology escrow are designed to protect licensees, customers and users of software, technology, products and intellectual property, and can be adapted to fit a wide variety of situations and needs. There is a range of software escrow agreements provided by software escrow agents that fits most company's needs. Some agents even provide service (assistance) with special agreement depending on the needs of specific company.

Mostly, escrow agent can accommodate almost any situation where an escrow of software, technology, documents, drawings, intellectual property, products, or prototypes is needed or useful. In addition to escrow software for conventional software licenses, some even do technology escrow for a wide variety of situations, hosted environments, e-commerce transactions, intellectual property licensing in all areas (such as chemical, biotech, electrical, architectural, mechanical, databases, encryption keys, passwords, settlements, and many more). There are many standard of agreements offered, for example Single Beneficiary Agreement and Multiple Beneficiary Agreement:

Single Beneficiary. The SB agreement is a three party agreement that allows for an owner and a beneficiary. A Single Beneficiary Escrow Software begins with all three parties signing the agreement. This agreement specifies certain conditions such as: the deposit materials, the release conditions, and the permitted use. Once the agreement of software escrow is established, the owner then turns in the deposit materials to the agent. If a release Condition occurs then the agent releases the deposit materials to the beneficiary.

Multiple Beneficiaries. The MB agreement is a two party agreement between the agent and the owner. Any beneficiaries may be added to this agreement. Typically, any escrow deposit made under this agreement will apply to all beneficiaries. This type of agreement should be used in the following situation: there is exactly one owner; there is any number of beneficiaries; the beneficiaries all share the same deposit materials. A multiple beneficiary escrow begins with the owner and the agent. They sign the agreement. This agreement outlines the basics of the Software Escrow. Beneficiaries are then added to this agreement through the beneficiary registration form. This form allows for customizations on a per Beneficiary basis for important variables such as: the release condition and the permitted use. Once the software escrow agreement is established, the owner then gives the deposit materials to the agent. If a release condition occurs then the agent releases the deposit materials to the beneficiary.

Source Code Escrow - How to Protect Your Custom Software Assets

Source code escrow offers a kind of guarantee to companies who purchase bespoke software solutions from software developers. The functioning of custom software is often mission critical to companies, and if the vendor were unable to continue supporting and maintaining the software, for instance due to bankruptcy, this could present a severe problem to the licensee.

One possible solution would be for the licensee to have access to the up-to-date source code. However most software development companies will not agree to this - the source code is their intellectual property and they will be extremely unwilling to release it to the licensee.

This is where source code escrow comes in. It is an elegant solution to a fundamental conflict of interest: the source code is deposited with a third party escrow agent, and is released to the licensee only if the vendor is unable to continue to provide support and maintenance, under conditions defined in a contractual source code escrow agreement.

The software escrow agent is typically a company specialising in this service, and should be completely independent of both the licensor and licensee.

Typical provisions of a source code escrow agreement will include:

1) A definition of the scope and subject of the escrow (usually this will include the source code of a specific software solution, and anything that would be required to independently maintain the software, including documentation and software tools.)

2) The conditions that must be met for the escrow agent to release the source code to the licensee (ie bankruptcy of the software vendor or cancellation of the development project.)

3) Specifics of what rights the licensee has with regard to the source code after the software is released (ie the right to modify the code to fix bugs.)

4) A specification of services the escrow agent provides beyond simple custody of the software (the agent may, for instance, build the software and check that the binary matches the version supplied to the licensee.)

5) Any fees due to the agent for providing escrow services.

In the event of bankruptcy on the part of the software developer, the developer's creditors may be legally entitled to seize all assets, including source code in escrow, and this could prevent (or delay) the release of the software to the licensee.

Benefits From Software Escrow Services Article Source:

The term escrow basically means a contract (usually protection) between two parties who deposit something valuable to the third party as the agent. It could be money, documents, intellectual property. These valuable things are held by the agent until a certain condition. So, software is said to be in escrow when the source code of the software is being held by a third party, or escrow agent. The licensee of the software or the company who use the software can request the agent to hold. Therefore, in other words, software escrow service is a form of protection to the licensee of software to ensure that they can have access to the source code, if things go wrong.

A programmer creates a particular program by writing in a source code. In some kinds of programs, this source code can be transferred into executable programs (for example in files with its extension ending with.exe file), so you can just use the program applications and install them for your use. Anyone who has knowledge or experience about this software executable source code will be able to create application by their own. When the company who developed the software file for bankruptcy, or not deliver on the maintenance and updates of the software that have been promised by the developers, then the escrow agent can release the software source code to the licensee for them to work with.

Nowadays, there are hot issues about deception of this. Those sometimes involve huge amount of money. By using an escrow agreement, a purchaser will have some form of protection, and is now more effective as software and source code are involved. As the cost of developing some software is incredible these days, by using an escrow agent you do have some protection.

The software developer can be protected against fraud by using escrow. It takes a huge amount of money to develop some software programs, and could be months or years in some cases. To make both parties understand what is expected of them, the software escrow agent can set up an agreement with the licensee and the licensor. Whenever the terms of condition is not fulfilled, then the escrow agent can take the appropriate action already decided in the escrow agreement. The services offered in software escrow for example: software escrow, source code escrow, and technology escrow services to match the needs in business.

How Much Does an Asbestos Lawyer Cost?

Asbestos exposure can be the cause of serious illnesses such as mesothelioma and asbestosis. These diseases are caused by the occupational exposure to the toxic mineral. People who work in factories and mines are likely to develop these illnesses. The directors of the factories or manufacturers are responsible for the loss and suffering the person suffers when he develops mesothelioma. They know about the cancerous effects of the mineral and very often they don't even warn their workers about it. In general special clothing and equipment should be used by people who are in direct contact with the mineral. But sometimes these rules are not preserved. Thus, people become the victims of asbestos exposure. These people have the right to get compensation for their loss and suffering. They hire asbestos lawyers who take asbestosis legal actions and fight for their client's rights.

But how much does an asbestos lawyer cost? It is worth mentioning that the costs vary from one lawyer to another. This is conditioned by different factors. First of all the experience plays a great role. The more experienced the lawyer is the higher the costs of his services are. It is natural, that if the lawyer has won many cases the cost for his services will be higher. Another factor is the reputation. Reputation is important in any aspect and here it also plays an important role.

Thus it is impossible to say exactly how much an asbestos lawyer costs, since the costs vary from country to country.

Asbestos Lawyer - Mesothelioma

Mesothelioma is often referred to as "asbestos disease" because it usually results from exposure to asbestos, either directly or indirectly. Lawyers are often needed by people suffering from mesothelioma, in order to obtain compensation from the relevant companies. The claims awarded are often considerable sometimes in excess of tens of millions of dollars.

Since some lawyers will often take on asbestos related cases on a "no win no fee" basis, it need not cost anything initially to get legal help in obtaining a settlement for mesothelioma. Also, since settlements are usually completed before the final court case, the person suffering from asbestos disease will rarely have to actually appear in court.

Finding the best lawyer to handle the case is obviously relevant. Most states in the US (as well as most areas in the UK, Canada and Australia, where most other cases occur) have lawyers who can handle such cases, but sometimes it might be better to work with a more accomplished lawyer from elsewhere. Some lawyers specifically state that they will work with claimants from various US states.

Jobs where workers are exposed to asbestos include shipbuilding, boiler making and lagging (because asbestos is used to insulate boilers), electricians, carpenters etc. (who might have to drill or cut asbestos), pipe fitters and plumbers (because asbestos is used to insulate pipes), motor mechanics (because asbestos is used for brake pads and clutches), fire fighters, and other occupations.

As well as obtaining compensation for the disease itself, claims can be made for travel expenses to medical facilities, care given (whether paid for or not), loss of earnings, items bought due to the disease, and loss to family members.

Someone with mesothelioma having made a claim for state benefits does not usually prevent a legal claim from being made.

How to Select an Asbestos Lawyer Or Asbestos Attorney

There are different number of medical lawyers with areas of practices and expertise. There are asbestos lawyers or asbestos attorneys who work for those clients who face health problems especially resulting from maximum exposure or inhaling small particles of asbestos. These lawyers are often called mesothelioma lawyers or mesoethlioma attorneys. People from different sects of life are clients of asbestos lawyers or asbestos attorney including people who become patients because they worked or lived around asbestos, workers on construction sites and office workers and especially little school children studying in schools constructed with asbestos made materials, every person who inhaled the fibers of asbestos by any means.

Buildings constructed in mid 90's used materials consisting asbestos in heating ducts, tiles, interior decoration materials and products. It was then stopped because of health issues arising from its exposure. Asbestos can be used in different number of materials because it is easy to break down in to fibers. The two common diseases occurring from asbestos inhalation are Asbestosis and Pulmonary fibrosis.

These asbestos lawyers or mesothelioma lawyers usually handle rare form of lung cancer pleural mesothelioma, which is increasing with time, which occurs on the inhalation of asbestos fibers, and is similar to cancer that attacks the abdominal region. Chest pain, coughing with blood, abdominal pain, fatigue, these symptoms show that were exposed to asbestos fibers. It is advised to visit a doctor as soon as you feel any of the above mentioned problems. It is better to take early measures to counter the asbestos because its symptoms may occur after 10-15 years of exposure, so ask your doctor to start treatment because it can spread fast inside the body. It can be very late if you don't take proper treatment and precautions. Contact asbestos lawyers or mesothelioma lawyer to assess you condition, so he can guide and provide correct and authentic way to deal with the situation.

The Need of Asbestos Attorney Is Making a New Trend!

If we say of asbestos it is a commercially exploited silicate minerals that may possibly causes several serious illnesses, an innocent hardworking person who doesn't know they are being poisoned of asbestos is usually the victim of these illnesses. The person who resolves the battle for rights of people who has been working and was affected by the asbestos is the asbestos attorney. Asbestos attorney see to it that their clients get the compensation for their injury cause by asbestos. Mesothelioma and asbestosis are some cases cause by inhaling the asbestos fibers.

To help the people you know who is suffering of illnesses cause by asbestos to get their injury compensation you must contact an asbestos attorney. The attorneys have a broaden knowledge about asbestos as well as the industries where it came from. The illnesses such as cancer that causes of asbestos are also identified by asbestos lawyer. In asking for their help the asbestos lawyers will help you to fight to get the injury compensation to cover all medical cost and also the loss. In fighting for the monetary compensation, it gives a financial help for the family who is grieving for the loss of their loved one because of asbestos.

Examining the work and life history of the client is usually done by a skilled asbestos lawyer to know what itinerary of actions to do. The companies' documents and comprehensive evidence over various cases to bear out the case of injured person is use. Person who is injured by asbestos and want to get their compensation or justice should not be hesitant to claim for a legal right. They are willing to help them find the justice they want.

The work of the attorney is to ensure that the employers give benefits for the people who work and been a victims of asbestos. The attorneys usually get payments if they successfully win the case of their clients. One third of the compensation they can get from a settlement is usually collected by an asbestos attorney. The affected person's causes by asbestos fibers may seek help to get their compensation with the help of asbestos attorneys by a case.

In the late year of 1970's asbestos lawyers helped already a huge numbers of people from Tennessee, Washington D. C., New York, Maryland, and Pennsylvania. Asbestos attorneys have helped to get compensation and justice for many people who work and expose to asbestos. For about twenty years of persistent support to their clients they are still working and helping people until now. Persons who wants to be represented by asbestos attorneys in their cases, you have the right decision and can count on them with a good and quality service.

Tips in Choosing Lawyers

Whatever your intent is in hiring a lawyer, it is not that easy to choose one that meets your specifications and needs. If you want to hire a local, state or national lawyer, you should consider tips mentioned below.

Whether you are filing for a lawsuit, opening a new business or finding a defense for your driving under the influence (DUI) case, you need an attorney to handle the case for you. Searching for a reputable and experienced lawyer could be daunting and stressful due to myriad barristers found in the market. With the prevalence of scam and swindling nowadays, it is not that easy to choose an attorney right away.

Before you begin your search, you must first assess your purpose of hiring an attorney. Are you filing for a divorce or annulment? Do you want to have legal counsel to handle your criminal case? Do you want someone to represent and to prove your innocence in court? Are you filing for a bankruptcy? Are you convicted of a crime? Do you want to open a new business? All these questions matter because different types of needs have corresponding lawyers to attend to. If you are seeking for a divorce, a criminal lawyer would not be suitable and effective, thus, you have to evaluate and to select carefully what type of barrister you intend to hire.

Due to the presence of numerous lawyers in the yellow pages, television advertisement or online sites, choosing one could be a difficult task because you could be confused as to who to hire.

Steps in choosing a lawyer:

Assess first your purpose of hiring a lawyer and begin your search from there. If you plan to file a bankruptcy protection in court, you should go for a bankruptcy lawyer. From there, narrow your search in barristers specializing in bankruptcy protection.
Consider first those found in your locality because of the huge cost associated in hiring one found elsewhere. Narrow down your search and conduct research to know their track record.
Know the education, credentials and license of the potential lawyers. You can inquire from the State Bar or your local bar association. Find out if they have pending disciplinary actions, number of cases won or defeated.
Do background check on the lawyer you selected. Find out his character, dealings with employees and peers.
Get a consultation and never forget to ask questions. Ask them about their plans of handling your case. Inquire about their professional fees and other costs associated of hiring them. Get referrals and telephone numbers of previous clients so you can call them and ask about their performance.
Ask referrals and advice from friends, relatives and colleagues. Considering their opinions could help in your search. They would never hesitate to help you in your situation. Recommendations and referrals from them are effective ways of selecting the best attorney for you.
You can also surf the Internet and search for the best lawyers in the market. You can read reviews or complaints from clients.

With these steps and tips at hand, you could surely hire the best lawyer for your needs.

Best Criminal Defense Lawyers - Why Do You Have To Choose One?

Finding the best criminal defense lawyer is necessary if you want to win your case. Law is not a simple thing. It could get worse because the system is also not solely black and white. That is the reason why anyone who is charged with a serious offense needs the help from a good defense lawyer. Even though they might have done a very serious crime, they still have the right to find the best criminal defense attorney that they can get. This is to make sure that even the guilty person will have a proper and fair trial. There are a lot of cases that innocent people are convicted of doing crimes that they did not do because of incapability of their defense attorneys. Some other cases show that many people are being punished much heavier than they should actually be.

You have to consider several important things upon choosing a criminal defense lawyer. Choose an attorney who has been establishing his practice for a long period. His heaps of experience will certainly help you a lot in your trial. Besides, he will be accustomed to the district attorneys and the judges.

Hire an attorney who has a team that works for him. Good lawyers never work alone; at least an investigator and an expert will always assist him. This kind of team is the key to success of any reputable lawyer. The team will work very closely with both the client and the attorney. Their professional help ensure a better defense for the clients against serious crimes.

Guilty or innocent, everyone knows that there are individuals who are so determined to make an arrest without regarding the truth. That fact is another reason why having a qualified criminal defense attorney is important, thus, nobody will take advantage of your weak position. There are many examples where people were punished unjustly or got brutal treatment from the police.

As said earlier, the justice system and the law are never simple. There are situations when people who have noble intentions finally do bad things. In other occasions, some people do spontaneous actions without any intention to hurt anybody. This is also the reason why people need assistance from a defense attorney in order to make the correct steps forward.

There is nothing fun in having a trouble with legal matters. In fact, it can be very bad and traumatic experience. For people who are accused of doing serious crime, it is definitely important to get the most suitable lawyer. The lawyers can help the accused ones to cope with the terrible situation.

Next, you must check whether the lawyer you choose is the qualified one. By appointing a reputable lawyer, you will save your time and more likely get the best resolution.

The jury will deliberately make the decision right after the closing arguments. If the jury thinks that you are innocent, you will definitely be free. On the other hand, if they consider you as the guilty side, you will have to be ready to face the punishment.

Importance of Choosing the Best Criminal Defense Lawyers

The best criminal defense lawyers are available to deal with the hardest case. For most people, the law can be very complicated thing. The system can also be much more complicated. Logically, common people would try to get help from a smart defense lawyer when they have a bad situation with the law. Even if they really have committed the fatal crime, it is within their legal rights to look for a good defender who will help them get through the trial. Too many people have been convicted of misdemeanors that they actually did not do. Others are sentenced way heavier than they actually needed to be.

You have to bear in mind several things while you are selecting a criminal defense lawyer. It is better to get help from attorneys who have been practicing in their legal field for a long period. Their experience will absolutely be a great help to your favor. Additionally, they are already familiar with the DAs and the judges. These things can be crucial in the trials.

Obtain the services of criminal defense attorneys who employ other team. Not all of successful lawyer get their achievement by themselves. Many staffs help them. That is why you will find staffs like investigators or other experts in most law firms. With this help, the attorney will be able to work more effectively to resolve cases like drug possession, DUI, drug use, or juvenile crimes.

Innocent or not, it is no secret that some people in the justice system is always too eager to arrest you. This kind of people do not really care about who is actually right or wrong. It would be another good reason why having the best criminal defense lawyer is critical. It will prevent you from being scammed by others. There is a list of innocent people who were jailed because of someone else's mistakes.

The system of justice as well as the law is a complicated thing. People might do bad things even though they actually just want to help other people. It is not impossible for anybody to get in the middle of crossfire. Some other spontaneous people might also do impulsive mistake. A legal counsel is highly needed here to help those people make the right decisions in the court.

You will fail if you are looking for a fun side of any legal problem. On the contrary, this experience can be terrifying. There is no other option for people who are charged with serious crime but hiring the best attorney. Good attorneys will be able to help their clients to deal with the life-changing situation.

It will be wiser if you choose to retain only the qualified lawyer with great reputation. By doing so, you will get a better chance to resolve the case more favorably.

The jury will determine your guilt soon after your attorney makes the closing arguments. You will be totally free if the jury concludes that you are not guilty. If you are seen guilty, you will have no other choice but face the punishment. The punishment could be paying a fine, doing community service, or even going to jail.

How To Choose The Best Criminal Defense Lawyers

Choosing the best criminal defense lawyers is one of the things you would want to do when faced with a serious case. Common people will consider the law as a complicated thing. Unluckily, the justice system is also not merely black and white. When people are in the wrong side of a crime, it is important to get the best possible lawyer to aid them. Even if persons are convicted of doing a grave crime, they still have the right to be assisted by a competent criminal attorney as long as they can afford it. If they can't afford to hire a lawyer, then the court will provide one. This is done to ensure a proper and fair trial. Many people have already been punished for the crime that they did not commit because of the incompetency of their lawyers. Some other poor folks have to receive harsher punishments from the court.

There are some criteria to choose a suitable criminal defense attorney. If possible, only pick a lawyer who has been practicing for a considerably long time. The defense attorney will provide the client with the best service based on experience. The lawyer's familiarity with the judge and district attorneys will also be useful. The service of this kind of lawyer will certainly be helpful.

Get the service of a defense attorney who possesses a team, which works solely for that lawyer. All great lawyers reach their success with the help of this team. It is not so surprising to know that nearly all top law firms also employ experts and investigators to help their client. There are many cases that cannot be resolved well if the lawyer work alone.

Guilty or not guilty, it cannot be denied that there are several people who really enjoy arresting people without any regards to the truth. This is also an important point why having a good and dedicated defense lawyer could be very important. There are many police brutality cases beside the fact that many people are unnecessarily punished.

As stated earlier in this article, the system of justice and the law are complicated things. Some people turn out to commit crime in their attempt to do noble things. Some other people are unfortunate enough to be in the middle of a crossfire. It is also probable for people to make unintended impulsive action. They will all eventually need the aid of a smart defense attorney.

You cannot find any fun in legal troubles, but you can find terrible experience. For persons who are accused of committing serious crimes, getting the best defense lawyer could be the first step to cope with the horrible situation and finally go back to the right path.

Never forget to see whether the lawyer you are about to choose has good qualifications. Skipping this important step might decrease your chance of getting a favorable resolution to your case.

When you and your attorney finish making your closing arguments, the jury will be fully deliberate. If they consider you guilty, you can expect an imminent punishment like going to jail, paying fines, give a community service, or placed on probation.

What Is A Bankruptcy Fraud?

Criminal defense attorney in California talks about the dangers of bankruptcy fraud. What is this exactly? This is a misconduct by a particular person or an organization, lawful or illegal, in due course of bankruptcy procedures, or deeds, which may be classified as dishonest, unacceptable or illegal, or deeds which can be categorized as forms of bankruptcy fraud or frauds, judging by all or any kind of state and federal regulations can be said to be considered a bankruptcy fraud. Well, the description is long and so is the procedure of reporting bankruptcy fraud and proving it.

Bankruptcy, by definition, is when a borrower is declared - either by creditors or his own account - legitimately financially troubled. His property is liquidated and divided among his lenders to pay his debts. When a borrower falsely states personal bankruptcy, attempts to conceal his resources, starts petition mills or files several claims, he's doing bankruptcy scam - a government criminal offense. Bankruptcy scam, a felony, has a sentence of a fine of up to $250,000 and/or five years in prison. Defendants will be booked according to regular criminal procedure and will get the chance to retain a criminal law attorney.

Bankruptcy fraud normally takes 4 basic forms. First, whenever a borrower conceals assets to avoid forfeiting them. Following is when people report incorrect or unfinished forms. Third is when a person files numerous times, either by using real information in a number of states or through the use of false information. Last but not the least is when a court-employed trustee is bribed. In addition, bankruptcy fraud often involves other severe crimes such as mortgage fraud, identity theft, money laundering, and public corruption.

The lawyer's impulse to withdraw from the case of a personal bankruptcy client that has lied to the courtroom must be resisted. This is the moment the client truly requires the lawyer's advice, where the attorney could help change the path of the client's life. Obviously, there is no way for the lawyer to assist the customer if the lawyer withdraws from the case. Instead, the attorney must start out knowing that when confronted by an untruthful bankruptcy client, the client will decide, after consulting with the lawyer, to tell the truth to the court. If this describes the lawyer's approach, it is unlikely he or she is ever going to have to withdraw from the bankruptcy case primarily based on the client's untruthfulness.

A criminal defense attorney in California further contends that it is crucial that a bankruptcy case be filed and handled properly. The principles are extremely technical, and a misstep may have an effect on a debtor's rights. For example, a borrower whose case is dismissed for failing to submit a necessary document, such as a credit counseling certificate, might lose the right to submit another case or lose rights in a later case, which includes the benefit of the automatic stay. Personal bankruptcy has long-term monetary and legal outcomes - hiring a qualified attorney is highly suggested. Corporations and partnerships must have a lawyer to file a bankruptcy case. People, however, may represent themselves in bankruptcy court. While individuals can file a bankruptcy case without a lawyer or "pro se," it is extremely difficult to get it done successfully.

Choosing the Right Criminal Defense Attorney

No one is prepared to get arrested. No one is financially prepared to hire a lawyer. Legal fees can be very expensive. It is your life and your freedom at stake. You need someone to "get you out, keep you out, and make the case go away."

Choosing the right criminal defense attorney could be the most important decision you ever make. You need to take into account several areas of concern including:

The attorney's past results are very important.
Overall cost, including up front fees.
Creative representation: Is the attorney able to think outside the box?
Alternative negotiations: Can you settle out of court?
Personalized attention: Who is really representing you?
What experience does he or she have?

Look for an attorney that starts by treating every person differently, as each case has special needs and unique situations. Each person also has their own financial ability. Why pay a lawyer thousands of dollars to go to trial, when your case may be settled to your satisfaction for far less? If you are not happy with the settlement, only then should you proceed to trial.

The attorney should research, investigate and review every case personally. Your attorney should evaluate your case and defend it in every possible way. However, keep in mind that you want them to first attempt to settle your case with the most creative alternatives possible to reach a settlement you approve and a settlement you can live with.

A resolution or settlement is the result of what is commonly known as "plea bargaining." People enter into a plea bargain for many reasons. It is not always because they are guilty. Often times a person wants the case to simply "go away" as quickly as possible and as painlessly as possible. Other times, a person is accused of a lot of charges and enters into a settlement so that more serious charges are dropped in exchange for accepting responsibility for significantly lesser charges.

Most people want their case settled and most cases can be settled. Don't pay an attorney huge fees to prepare for trial when you can settle your case in a manner acceptable to you - for a price you can afford.

Their rates should be reasonable and comparable to other attorneys. I would also not suggest bargain hunting when looking for the right attorney. A great attorney will know their worth and will charge accordingly. You should only pay a flat fee to attempt to settle your case.

If your case cannot be settled or you are not satisfied with the proposed settlement, you can decide whether to proceed to trial. In most cases a flat fee is charged. This means you will not be charged on an hourly basis. You will also know the exact fee for each portion of your criminal case. If your case requires legal services beyond the initial settlement fee, then you should be quoted additional fees for those services up-front.

Jeremy E. Karpel is an attorney practicing exclusively criminal defense. He is licensed to practice in all of California State courts, in the United States District Court for the Southern, Eastern, Northern and Central Districts of California, and in the California Supreme Court. For more detailed information on Jeremy's practice click the following link: Criminal Defense Attorneys Los Angeles He has experience handling state and federal cases throughout Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, Ventura, Kern, and Monterey counties. He has a Bachelor of Arts in Law & Society (Criminal Justice) from University of California, Santa Barbara. He has a Juris Doctorate from Glendale College of Law where he was on Law Review and was Student Body President.

California Penal Code 422 - Criminal Threats - Elements and Defenses Article Source: ht22 - Criminal Threats - Elements and Defenses Article Source:

California Penal Code 422 makes threats of a criminal nature against the law in California. The law states as follows: Any person who willfully threatens to commit a crime which will result in death or great bodily injury to another person, shall be punished by imprisonment in the county jail not to exceed one year, or by imprisonment in the state prison.

So, criminal threats are really basically defined as a threat to seriously injure or kill an individual, causing that individual to fear for his or her well-being or life, even if the threat is never intended to be actually carried out. This might include a threat that was spoken or verbal, in writing, or via an electronic device such as on a computer, via a cell phone, etc. Being accused of criminal threats is a serious situation and individuals who have been accused could face jail time and/or fines.

Defending a California Penal Code 422 Accusation:

Attorneys will use a number of defenses for a criminal threats case, depending upon the unique situation of the case and the circumstances surrounding it. Some of the most common defenses for this charge are:

Vague or Ambiguous Statement

If the accused individual made an ambiguous statement toward the alleged victim, or a statement that was not made in a serious way, it should not be considered a criminal act. This is also true if the statement was vague and did not actually threaten the alleged victim with death. For instance, if tempers flared at an office and the accused, in the heat of the moment, said, "You better watch your back," it may not actually be considered a criminal threat. This kind of threat would also be considered 'not imminent.'

Not Imminent

If a threat is not backed by evidence that the accused would actually have hurt the individual or that a confrontation was imminent, it may not be considered criminal. For instance, in the case of the above example, the statement was not only vague, but lacked imminence to truly make the alleged victim fear for his or her safety. An imminent and serious threat would be more along the lines of, "When I see you in the parking lot after work, I'm going to get the gun I keep in my car, give you one minute to say your final words, and then I'm going to kill you."

No Requisite Fear or Fear Unreasonable

In another common defense, if the alleged victim never truly feared for his or her own safety, the threat was not criminal. If they were unreasonably afraid, this may also be used as a defense for penal code 422. An example of no requisite fear would be if the individual plainly knew that the accused was speaking in the moment and without serious intent to follow through on the threat. It must also be determined that any 'normal' person would have truly been afraid for his or her safety because of the threat that was made. If that can't be established, it would be considered 'fear unreasonable.'

If you've been charged with a criminal threat charge, it's important that you contact an attorney right away. Even if it seems juvenile because you truly didn't threaten the alleged victim seriously, you could face serious consequences if your defense isn't properly formed. A capable attorney can convey your innocence to the court and quite possibly get the charges dropped against you.

Robert Miller is an Criminal Law Specialist at Miller and Associates, A Law Corporation. He is known for being an effective legal advocate with criminal law and DUI cases in Orange County, Riverside County, Los Angeles, and San Bernardino. He welcomes individual questions, and you can reach him through his websites:

Criminal Records Available Online

Have you ever wondered about your neighbors? Or how about the guy who always mysteriously walks past your house? Have you ever thought about what kind of crimes they may have committed against society? Your not the only one, there are others who think and who are worried about their family and kids.

If you ever have a suspicion of someone and want to find out what they have been up to then it is recommended that you conduct a background check to confirm that the person does not have a criminal background. It is recommended by most companies who want to hire a new employee to conduct a background check on the employee to verify his/her past.

If you would like to perform one of these on someone you know or an employee then it is recommended that you go to a search engine and type in "criminal background check" then hit search. You should have a page of available links to click on to access a site that can perform the task. You should also visit most of the sites on that page for price comparisons and services. Once at the site you have chosen to invest in just type in a name or social security of the person and the file should pop-up if the person has been convicted of a previous crime.

With these accessible sites in mind you will find a bit more confidence and comfort in knowing who could potentially do harm to you, your family or even your company. people have been known to do some ridiculous and desperate things to get what they want. The past actions of these people can tell you a whole lot about who they are and where they been. So if your wondering then check the person out!

Criminal Defense Lawyers California - Guide To Find The Right Attorney Article Source:

Building your criminal defense team is very important when you are implicated in any crime related problem in California. Aside from looking to clear your name, you should busy yourself with finding people who can best put you in a position to make this clear to the court.

While this may seem daunting, the fact is that you do not need to be a legal expert to be able to make an informed decision regarding your criminal defense team. Here are a few tips to help you find the right representation for your criminal defense in California courts of law.

In law, just because an attorney is good does not mean he or she is the best one to tackle your case. In most cases, the best way to make your representation count is to find the attorney whose skills and expertise most closely resemble your needs.

In your search for good attorneys to represent you, you will need to keep in mind the roles, responsibilities, and functions of a good attorney. If you have this in mind, you will have a better vision of what to expect from your legal assistance. This is a good first step in your legal battle.

1. They Represent You - Good criminal attorneys - in California, or in any other state - represent their clients at trials. They also take your stead at bail hearings and at preliminary hearings. They will also prepare your statement for any legal needs.

Lawyers are like doctors. Each lawyer has his or her own specialization. Now for each case, there will be a different lawyer suited to handling your case. If your case involves homicide, then you will want to choose a lawyer who specializes in the nuances of homicide cases.

You will need their skill to make your statement clear, concise, unambiguous and acceptable in a court of law. This is why attorneys should be your closest companion whenever you take the stand or are being questioned in court.

They are also in a better position to make your position clear on the court floor. This makes your legal troubles less of a problem.

2. They Listen to You - This is probably one of the most underrated functions of important traits that every good attorney should possess. Without great listening, there can be no great representing.

As mentioned earlier, the duty of the attorney is to represent you in court. If your attorney seems aloof, then that is a bad sign that the attorney might not be working for your best interests. Your attorney needs to listen to every detail and every tittle of your side of the story to be able to drive your testimony home.

If your criminal defense attorney lacks this skill then it could be a sign that you should look for better attorneys around the block. Good ears could mean a good attorney - maybe not, but it is a good start.

3. They do Their Homework - Good lawyers become good because the work hard behind the scenes. Some cases boil down to who does their homework best. The better the research and paperwork a staff does, then the greater the probability one wins the case.

Good Attorneys always do background work, both to bolster your case and to look for possible precedents. Lawyers should work both spokesman and investigator. Only with these skills can a lawyer truly represent anyone in a court of law.

California defense attorneys know that ins and outs of the law for the local state. They are truly in the best position to help any defendant with legal duties.

Article Source: http://EzineArticles.com/241940

How to Find a Top Los Angeles Criminal Defense Attorney Article Source: httpfense Attorney Article Source:

In a Southern California city such as Ventura, Pasadena, or Los Angeles, criminal lawyers are a dime a dozen. But how do you find the most qualified counsel out of the many expert lawyers in California? Which defense counselor in San Bernardino is immensely educated in forgery law, DUI/DWI law, writs and appeals law, or assault law? A person wanting to hire a Los Angeles criminal defense attorney has to ask himself/herself these questions! People are stunned to realize that many of my clients are first time lawbreakers, who because of dubious circumstances are arrested and charged with a criminality. Sound familiar?

Many of my customers are word of mouth referrals, referred by acquaintances, people in their network or their lawyer. Being referred is the starting step, but how do I, as a prospective client, know if this criminal defense attorney is most appropriate for me? My administrative assistant, Cynthia, is the first person who has communication with a prospective customer. Cynthia is frequently asked if the criminal attorney has any experience handling criminal court trials just like theirs and what is my success rate? Often the client will directly ask me those same question.

Those are terrific questions that need to be answered honestly. But how do you know if your criminal defense attorney is honestly telling you the truth? "Buyer beware"- there are a lot of attorneys out there who will exaggerate the facts when it comes to their qualifications and previous experience - my investigator, refers to this puff as the attorney at law "selling wolf tickets".

To help you find a Los Angeles criminal defense attorney who is suitable for you and your criminal court case, here are five easy steps to help you choose a competent criminal defense attorney.

5 steps to find a criminal defense attorney in Los Angeles

Know the crime you have been arraigned with. Ask colleagues and friends for recommendations to criminal lawyers. Word of mouth is a great way to find an lawyer that's right for you. You will feel more confident hiring a criminal defense legal representation who was recommended by someone you trust.
Go online to expand your list. A good site to find good criminal lawyers is lawyers.com. Simply type in the area of law and location to determine your query. For example, "Riverside criminal attorney", or to be even more precise, "drug trafficking attorney San Diego".
Research the list of attorneys you've put together. Find out how long they have been practicing criminal law (general rule of thumb is at least 15 years), how many criminal law court litigation's they have won/lost. In California, you can look up an attorney's undergraduate and law school schooling and how long they have been admitted to the bar at The State Bar of California website. More importantly, check whether the lawyer has an AV Peer Review Rating on lawyers.com website. This rating is a recognition of the attorney's legal competence and adherence to the highest level of professional ethics as judged by other attorneys and judges.
Ask the legal representation about the fees. Depending on the counsel, rates can vary greatly from $100/hour to over $750/hour. Get his/her costs schedules up front to know precisely what you will be paying. Never be in agreement to work with an attorney that charges a percentage of the total settlement he/she gets for you. It is unethical for the attorney to do so.
Meet with the attorney in person. But before meeting, make sure you find out whether there is an initial consultation fee. Ask as many questions that pertain to your criminal case as possible. Get an overall sense of how comfortable you feel and whether or not he/she is competent enough to represent you in the court of law. Does the defense counselor ask appropriate, sensible questions? Will he/she handle the case or let junior associates do the work? To hire the best Los Angeles criminal defense attorney, ask to see their track record in writing and then go to the court and check them out!

7 Killer Tips to Use a Domain Name Finder Service to Purchase Aged Domains

So you are in the market to find a domain name so you can make your first million (or two) on the internet.

Before you rush out and register that new domain I am going to suggest that you consider purchasing an existing aged domain.

An aged/expired domain is a domain that has previously been registered by someone else, and that person or company has, for whatever reason decided not to renew it.

Sometimes the reason is simply that they forget. There was a famous story a few years ago when a very valuable domain passport.com owned by Bill Gate's Microsoft was forgotten about when it came time to renew the registration, meaning it became available for absolutely anyone to grab.

This guy did just that with this domain, but luckily for Microsoft this guy did the right thing and gave it back to them (I think Microsoft paid him a small sum to cover the registration).

Other reasons for not renewing a domain might be that the individual that owned the domain left the internet game, or they maybe transferred the business that used to operate on that domain to another person. In fact there are a multitude of reasons why domain names do not get renewed.

So what are the advantages for you re-registering an expired domain?

Links - Most domains, particularly those domains that have been actively used in the past and not just left idle have other sites linking to them over time, and these links form a vital part in determining how well the site will rank in google and other search engines for particular keyword phrases.
Page Rank - As a consequence of these links, many of these expired domains will have existing page rank.
Age - As a general rule the search engines give more ranking power to domains that have been continuously registered for a a longer period than other domains.
Web site Visitors - Many domains will have established traffic, with visitors arriving to that domain on a regular basis, often as a result of previous campaigns completed by the previous web site owner.
No Sandbox - New domains are once in a while placed in a "sandbox" where they will not rank as well as older domains until they have proven themselves to the search engines.

These are really the most attractive factors to consider when re-registering an expired domain versus registering a shiny new domain.

There is an important distinction I recommend you become familiar with between an expired or aged domain and a deleted domain.

An aged or expired domain name has the age preserved. For example if I registered a domain three years ago and then did not renew the registration and you come along and re-register it, then effectively the domain is still 3 years old and gets all the advantages of that age in the search engines.

If however, you re-register a deleted domain, then for all intensive purposes you have registered a BRAND NEW domain. You will still be be able to use any links, page rank, and traffic, but your domain may be subjected to the sandbox, and WILL be treated as a brand new domain by the search engines.

So the key is to make sure you get the domain before it is deleted by the domain registar. There are a number of websites with free search capability available that you can use to locate aged domains or expired domains.

Just do a search in google for terms such as aged domain finder or something similar.

These websites will often even allow you to search for domains and return information about the age of the domain, existing page rank, number of links, traffic, and even allow you to use the wayback machine (a catalogue of all web pages at various points in time) to see what content was on the domain in the past.

Some of the more complete services will offer the functionality to search with keywords as well which is a very powerful feature.

You see domains rank better in the search engines if they contain a keyword relating to the particular niche you are looking to get involved in.

For example if you are selling products for cats, then if you have the word cat or cats in the domain name this will help you get better rankings than domains that do not have this (if everything else is equal).

Essential tips to purchasing aged domains

Try and get a domain at least 5 years old (the older the better, this is a minimum).
Aim for a decent number of links as possible (although this is not essential).
A domain with existing page rank is not essential but a bonus if you can find it.
Existing web traffic again is not necessary but is a huge bonus.
Make sure the domain has a keyword relating to the niche you are going to use the domain in.
Check the history of the domain to make sure you are happy with the previous content that has been used on the domain previously. Bad content may have blacklisted the domain in the search engines. Many services allow you to search for this automatically.
Optional: Use a service that allows you to search closeouts. These are really cheap domains usually costing only $5 (plus standard registration fees). Why buy premium domains if you do not need them? You do not need to spend a heap of cash to find domains that have most of the items discussed above. In fact only recently I purchased a 10 year old domain, with a heap of existing traffic and lots of backlinks for just $5 !

Buying aged domains can really give you a leg up on your competition, and if your smart and use the right websites, and look for the right type of domains, it need not be an expensive exercise. Isn't your internet marketing worth spending an extra $5 to get an expired domain so you can take advantage of all these factors?

Choose Domain Name Registrar That Can Offers You Great Price For Long Run

The domain name is probably one of the most important things that every web site owner should consider. For a lot of people, choosing the perfect domain name is not that easy. Aside from the fact that domain names should represent the web site, these should be something that people can easily remember. As such, the domain name is as important as the web site itself.

So, how should you choose the perfect domain name then? Moreover, how should you choose the domain registrar as well?

A domain name registrar is actually any organization or commercial entity that manages the reservation of internet names in accordance with the guidelines of designated domain registries. This registrar is also accredited by a generic top level domain registry or by a country code top level domain. As such, all domains pass though this registrar, and all are supposed to be registered in this registrar too.

Fortunately, nowadays web hosting services include domain names and registry in their packages already. In other words, you can conveniently purchase domain and hosting from one place or company. However, most people find it practical if you separate these two. In other words, you should not purchase your domain and hosting from one company only. This is so because if something should happen to your web host, the domain would not be affected. In the same manner, if anything would happen to the company that holds your domain, your site would not be totally wiped out. In effect, if you separate domain from hosting, you will save time and money in the long run.

Since most beginner internet marketers are totally clueless about getting domain names and choosing registrars for that matter, the entire process just causes headaches. On the other hand, if you know some tips and secrets on how to do the entire process, it might not be that much of a hassle after all.

One of the most important tips on choosing a domain registrar that can offer you great price in the long run is purchasing a domain without any extra features. In fact, another option which you can have is registering your domain privately. A private domain is highly recommended by top marketers. Although this will certainly cost a few more bucks, in the long run you will actually get more than what you paid for.

Keep in mind that domain registration entails costs. Some are quite expensive and do not really provide good service. To ensure that you get the best services and the true value of your money, you should choose top-tier-top-rated domain name registrars because many of the other registrars are just resellers and their web site may not function correctly. More than anything else, the reliability and the credibility of the registrar is important. Thus, regardless if you pay a little more on these registrars, in the long run you actually get to save a lot. Therefore, to save yourself the hassle of transferring your domain from one registrar to the other in the future, you should beforehand choose the domain name registrar that can offer you a great price in the long run.

Domain Names - How to Buy a Domain in 4 Easy Steps

If you have always wondered how to buy a domain name, you might be surprised at just how simple the process can be. Below you'll see an explanation of how to purchase a domain name in just four steps.

1. Make a list of possible names

Before you take another step in the process of how to buy a domain name, you should make a list of names that would work for your site. Remember to keep the name short. It should be clearly related to your site's purpose or product and should be memorable.

2. Decide on an extension

There are a number of different extensions, such as .com or .net, which you can purchase. The best one is obviously the .com extension but you may prefer using one of the other extensions, including the several new types that are available, such as .tv or .biz. Some extensions cost more than others so factor that into your decision.

3. Check availability

The next step in how to buy a domain name is to check the availability of the possible names and their respective extensions. You can do this at almost any web hosting site for free and without any type of obligation. They all use the same database so availability won't change no matter where you check. Once you know what is available you can move on to the final step.

4. Register the domain name

After you've selected your domain, you'll have to register it by completing some basic information and paying a fee. Costs can be as much as $35 per year per domain.

3 Steps to Purchase a Domain Name Online Quickly and Easily

A common problem that many people run into when they are going to purchase a domain name is their well through out URL address has already been taken. In many cases, this means choosing a domain name that does not fit well with their business or their brand, which will have an effect on their overall success. This is because they did not use the proven steps to purchase a name that is right for them. Those who are able to secure the name that they are looking for used a proven three step method to effectively find the ideal URL.

Step One: Conduct a Search

The first thing that should be done before you buy a domain name is to research the URL address. This can be accomplished by typing in variations of the address using.com,.org or.us on the search engine. Then, you want to go to the site that you are purchasing the name from and check to see if it is currently available.

Step Two: Length of Time

Next you want to determine the length of time that you will own the name for, this can range from one year to as much as ten years. If you are unsure of the project, don't register for 5 years. Register for a year first. You can always renew it later on.

Step Three: Purchase

After, you have determined that the name is available and you know how long you want to purchase the name for; you simply need to go online, then, complete the transaction with a credit or debit card. Within two to three minutes, after everything is approved you will have the domain name that you want purchased.

Clearly, to purchase a domain name requires that you use the above three step method at all times. This will help you to identify a name that will work well for you, while avoiding those names that are already chosen.

How to Buy a Domain Name

Many newbie venture in the World Wide Web with no awareness of where to look to get started. They grasp what they are looking for and what they will require to be victorious, but they don't know how to proceed. The original action of creating a web site is getting a domain. There are a lot of ideas to get this done, ranging from low-cost to very costly. Usually, the more expensive something costs the more quality it usually is, more specifically in choosing a domain.

Once domain names are already registered, offer and demand determine the cost: The more in demand or "hot" the domain name the more you'll have to give for it. Some times, auction type offers are encountered for registered domain names. When you open up an auction they will frequently offer a "buy it now price". If acceptable, this is the charge that the vendor would be willing to settle the auction and yield the domain to you instantaneously. When you elect to buy a domain from someone, you are usually expecting on a higher quality domain and maybe even that the domain name has already had a few marketing activity, which can be excellent. Nevertheless, this comes with a cost. Fear not, there is a cheaper way to purchase your domain.

You can also purchase a domain from domain name "registrars", widespread ones including namecheap, Yahoo hosting and godaddy. They provide the benefit of allowing you to register a domain name and give you ownership. They grant you to register domains that are presently not in operation. Price ranging from $6 to around $10 per annum, you can contract yourself a brandable custom domain name that is now yours.

There are a few considerations that you need to take into account before making your initial purchase. Be certain that the domain name extension is in line with your web site, and that the name you have your eye on ends with a.Com,.Net,.Org,.Info, preferably. Stay away from the.Biz,.Ws and other curious ones like that. Consider this, it's sony.Com, not sony.Ws.

Be certain that the name you choose is explicit enough to your niche without being to precise so that your enterprise can't expand and transform. As you make your choice with care when acquiring your domain, you will have a strong foundation for your future project online.

Finally, 3 things NOT to do: -inserting dashes in between your domain names. Example: Doityourself.Com instead of do-it-yourself.Com Google and Yahoo see websites with lots of dashes as being less commanding compared to domain names with no dashes.

-Long domain names. Essentially because lengthy domain names are harder to recall and can easily be forgotten. Also, when too long, the domain names are cut-off at around 35 characters by the Google and Yahoo.

-Avoid the use trademark names. Stay clear from IBM, Google, Sony...You get the intent. They are defensive of their name and it is well to "stay clear".

Consider these suggestions when you want to purchase domain names, and you will derive more benefit from it in the end.

A Domain Purchase Successful Mission

Many people overlook the idea that there are some dependable and leading registrars when it comes to purchasing a domain name. True, many of them aren't advertising it extensively as of yet, but they really are offering viable rates, as well as handy features.

When it comes to purchasing domains, you need to buy domain names from a dependable venture. That's how your domain purchase will turn out to be a great experience, since you will get to enjoy reliability and quality services. Here are some simple steps to help you find a reliable domain name for your website or online business.

First, get ready to put in some research with your domain purchase mission. Carry out this research especially on domain names which are about to expire. Try and find names that look good to you. Pay visits to the web sites of renowned registrars. There are many registrars with a solid reputation.

For those names you've selected. Take note on auction dates, times and other details. Get familiarized with auction rules for that site/s you're using. Each and every one is a bit different. So, it does help if you know in advance what to expect. Do this homework before you're down to the wire during the auction.

Investigate all names that you've selected. Check those names in Google or similar services to know what sort of website it had been originally. This will help you avoiding the risk a bad association to the name you're buying. Your next task in hand would be deciding on the highest amount you're comfortable to bid for that domain name.

Register with a domain auction site that you've selected. Fortunately, registration is absolutely free. You won't pay any kind of fees until you have won the auction. Keep both eyes on the bidding, which is targeted at the particular URL. Just in case, you're outbid, raise your bid! And when the closing date nears, don't forget to refresh the bidding page for updates. That is one easy thing to ensure your success in your domain purchase quest!

The Best Place to Purchase Domain Names

You want to buy a domain name; great that is the first step. Now you have to decide from which of the over three hundred sites you should purchase your domain from. Usually the first site that comes to mind is GoDaddy.com. That is perfectly fine; GoDaddy.com pays a large sum in marketing in order to attain such widespread name recognition. 95% of the time GoDaddy.com will work just fine for purchasing your domain name; however, this is not the site that I would necessarily recommend.

GoDaddy.com would not be my first recommendation because they have some odd terms and conditions that, to summarize, claim that their company will have more rights to the domain name than many business people and internet marketers believe to be fair - including myself. As a result of this, many internet marketers do not use GoDaddy.com because of the control issues associated with the terms and conditions.

I would recommend that your business picks-up a free domain name from the web host you select to utilize. The majority of web hosting plans come with a few free domain names; therefore, I would suggest that you condense everything into one step and save some money along the way. I personally would urge you to us Liquid Web, a website that provides the option of buying both the domain name and the hosting service - making your domain live. Liquid Web offers a 1 GB disk space, 120 GB transfer, and 2 free domains all for the low price of $14.95. They also offer many other option filled packages. You will also be able to build upon the start-up packed priced at $14.95. Think about it, a domain name itself usually costs about seven to ten dollars, sounds like a good deal to me.

If Liquid Web did not quite spark your interest, look into 1and1.com to purchase your domain name and web-hosting site. As long as you do not have a large amount of traffic, 1and1.com will work great for your company. They offer good deals and free domain names, similar to Liquid Web. Head over to nlprofits.com and you can get some great deals for domain names and view reviews on other great companies to work with when purchasing domain names for your business.

Should You Buy an Existing Domain Name?

When you are thinking of buying a domain name for your business, have you taken an existing domain name into account? As you know domains come and go these days and sometimes it can be quite difficult to find a completely new one of your desire. Whether buying an existing domain name a good choice comparing with registering a brand new domain? Here I will bring you the disadvantages and advantages of purchasing an existing domain name and hopefully help you make a right decision.

Advantages
I start from the advantages to searching for and purchasing an existing domain name. There are many reasons why an existing domain is welcomed for webmasters.

Firstly, you may expect a large amount of traffic that has previously flowed to that particular website. You can imagine that there are surely some customers of the older owner may not know that the domain name didn't get renewed, so that they are of highly likely to visit that domain name after you buy the domain. In other ways, you can enjoy these traffic due to the hard effort of the previously owner. This could be an excellent beginning for your website to against totally no visitor.

Secondly, you may also benefits from the old owner who definitely pay their efforts in targeting keywords to ensure the domain name get listed higher at the search engine results page. In such cases, you domain name is search engine friendly and it will takes you less time and energy for SEO purpose.

Thirdly, the possibility of buying finding a short, catchy domain with the targeted keywords contained will be increased. As we all known, it is not an easy job to find a desired domain that is still available especially if your niche is quite competitive. Also due to the fact there are some domains owners buy these perfect domains simply as an investment, then short domain names are more likely to already be registered. Choosing the right domain name for your internet business enterprise becomes more challenging if you never take the existing domain names into account. Because it is not an easy job to find a good domain name that is still available you may be force to buy an existing domain name from the market.

An Disadvantage
However, if you have settled your mind for buying an existing domain, you should be aware of the potential pitfall. The major disadvantage of buying an existing domain name is that it may have been punished by the search engines for the inappropriate SEO tactics (or black hat techniques). If you are unfortunately enough and purchase domain of this kind, I would empathize. Under such circumstance, it is quite hard for your website to be get indexed again, which means even if you are going to invest a lot of money on promotion and SEO, you will receive no outcome absolutely.

To help you purchase a right existing domain to boost your business, below I have addressed some Dos & Don'ts. Hopefully, they will guide you to the right direction.

Dos:

Search for the existing rankings of the domain name.
Look into the existing link of the website. Are there internal page links?
Think about the domain age and authority before buying.
Think over carefully whether the content building and link building deserve what you are asked to pay for.
Check out whether there are any penalties on the domain name.
Analyze the incoming links to see whether they target your desired keywords.
Figure out whether the backlinks are come from other sites that are also owned by the particular website owner. If this is the case, then it is very likely that these backlinks will be disappear very soon after you make the purchase.
Check out the existing traffic of that website and make sure there is no cheat.
Check out the age of the domains existing links.
Look for authority news sites linking to the domain.

Don'ts:

Do not buy an existing domain without taking its Google Page Rank into account.
Do not buy an existing domain that only has low quality and spammy links.
Do not simply focused on and pay a high investment on a keyword matching domain, and also remember not to go for hyphenated URL address.
Do not buy an existing domain that has not been indexed by the major search engines.
Do not buy an existing domain that is not in your niche, unless you will sell it in the future.
It is not advised to build organic links with multiple domain purchases.

If you would like to get a brand new domain name, you can either:

1) get one from web hosting companies since many of them will offer you with free domains when you register their hosting solutions.

2) get one from a separate domain name registering company.

Want To Buy A Domain Name? How To Choose The Best One

Have you been considering buying a domain name but you were not sure where to get started or how you should choose the best one, today we are going to be talking where to go to buy a domain name, and how to choose the best domain name.

GoDaddy is a good place to go to purchase domains. I like to use this company because of all the extras and the specials they usually have. GoDaddy tends to provide a wide range of free bonus products and they have very good customer service. For hosting, there are several options but that is something that can be discussed in greater detail at a later time.

For now we are going to talk about how to choose the best one, or the best name for your business. Deciding on the right name for your business is important because the name of your business should be keyword friendly so that it can indexed by the search engines and it is also useful to have the right name when doing social marketing.

When I was getting started no one ever talked about how to choose a domain name they would only tell me that I should get one. It was not until recently that there was talk about how to choose a good domain name and the reasons behind it.

When you are deciding on which domain name you want to use you first have to have decided on what it is you are going to be promoting. This is important because if you have not yet decided on a product or service you will be promoting it will be very difficult to decide on what the name of your domain should be.

If you are going to be promoting an affiliate page you will want your website title to be similar or in line with the affiliate page that you are promoting. For example if you are going to be promoting weight loss products, and you already know which weight loss product and what is in it you could do a keyword search of the website to get a list of possible keywords.

Once you have your list of possible keywords you now can put those together to create your domain name. Let's say you did the keyword search for weight loss and it said: weight loss, lose weight fast, fast way to lose weight, you could use one of these keywords or a combination of these keywords to create your keyword rich domain.

The key to choosing the best domain name is to do keyword research on the product that you are going to promote and try to purchase a name that is in line with these keywords.

Expired Domain Traffic - To Buy Or Not To Buy?

It seems everyone is jumping into the "traffic domain name" game - either purchasing them for their own use or purchasing traffic from others who own these domains. For those that don't know, a traffic domain is one that has either expired and still receiving traffic, or one that is being typed into the browser url location (type-in traffic) by users looking for a particular website. These are hot little properties but often abused as some register typos of an existing popular domain - such as Google for example. Yes, Virginia, there is a lot of traffic in those typos.

I own a number of expired & type-in traffic domains and have overall had good results. The worst one gets about 10-15 visitors a day but manages to earn anywhere from $5-$20 in revenue through a pay-per-lead program I use. Combined, all my traffic domains pump out a nice chunk of change without me even having to host them, look at them or even think about them.

On the other side of expired domain & type-in traffic is services which allow you to purchase traffic from domain names which they control and manage. Now you would think this sounds pretty good after what I reported about my own traffic domains, but the sad truth is that the majority of these services are complete scams.

Oh yes, they'll deliver the "targeted" 5,000 or 10,000 "hits" you purchased, but the reality is that the actual traffic from their domains either doesn't exist at all (generated by software to create an illusion of unique visitors) or comes from sources like auto-surf sites. And it's not like you can really monitor & evaluate this traffic to know if it's real or not, and you certainly have no way of knowing if it's targeted or just junk hits. You're basically putting all your trust in the site offering the service and since none offer any guarantee that the traffic will bring you sales, they're off the hook.

Look at it this way - let's say a service is offering 100,000 premium targeted visitors for the very low price of just $49.95. Think about it. If you had 100,000 targeted real visitors at your disposable, would you sell them off for essentially pocket change? Of course not. If you were selling a product for $29.95 and only 1% of those 100,000 visitors made a purchase - then that would be 1000 sales totalling $29,950. Can you really believe that they would let that amount of money slip through their fingers just so that they can do you a favour?

Do yourself a favour - If you're thinking of purchasing traffic from one of these services, keep your money to invest in more reliable and proven options or learn about finding and registering expired domains (an article on this topic coming soon) and register them for yourself.

How Does Long Term Care Get Paid For?

Who Pays For Long Term Care Costs?

As people make retirement plans or help an elderly person with their care, they start to learn about the high cost of nursing care. Many people have the wrong idea about how this care actually get paid for. Since it can be a very large expense, and since the need for nursing care is growing, it is important to understand some basic facts about the costs of skilled nursing services..

Note that these services could be from home heath care, assisted living, or a nursing home.

Medicare

Medicare is the US health insurance program for seniors and disabled people. Many people just assume that this program will pay for their nursing costs. However, this is really a dangerous assumption.

Medicare only pays for short term nursing services or very specific services. You cannot count on you benefits to pay for long term nursing care.

This is true even if you have a supplement or Medicare Advantage plan. In general, these plans may expand your benefits, but they usually only cover the same things that the original plan covers. Please read the details of your own plan to see how they cover nursing care.

Personal Savings

According to the US Census Department, about half of nursing costs are paid for out of pocket. However, since nursing costs can amount to thousands of dollars every month, this expense can deplete savings very quickly. Most people have not saved enough money to provide a comfortable retirement and the money for long term nursing care.

After savings are depleted, a person may qualify for Medicaid which does cover long term care.

Medicaid

This is the federal health insurance program for people with very low incomes and very small savings. After a person used up most of their savings, they may qualify for Medicaid. Qualification rules are different in different states. Medicaid will cover nursing homes in Medicaid approved facilities or from approved health companies.

Long Term Care Insurance (LTCi)

This is a special type of health insurance that was designed to cover long term nursing care. LTCi policies are not really standardized like, for example, Medicare supplements are. This means that policies may have a variety of deductibles, waiting periods, services they cover, and plan maximums.

For example, some plans may cover any type of nursing care. It could be from home health, assisted living, or a skilled nursing facility. Others may only cover nursing facilities.

In addition, some plans are tax qualified. This means that you can deduct the premiums from your taxes. Other plans are not tax qualified, and this means you will not get any tax benefits.

Long Term Care Insurance Alternatives

There are some other products that may provide an alternative to a stand-alone LTCi policy. Some life insurance policies or annuities have clauses that allow the owners to take some of the face value or cash account in case they need to use it for nursing care.

This allows the owner to put their money into a product that may provide retirement income or a death benefit, but still use them in case he or she needs to pay for nursing care.

The Implications of Long Term Care in Mississippi

While many states have embraced new health care policies, Mississippi, however, is one of the states that have been left behind due to socioeconomic problems. Poverty affects Mississippi's economic and health policies mainly because private and public payers were less involved or concerned in reducing the health care spending, and believed that the state has insufficient budget for health and long term care services.

In fact, Mississippi was voted the worst state in terms of health care system in 1999. Mississippians have poor health status compared to residents of other states, and Mississippi is the 50th state with premature mortality rate. Several factors influence these trembling health concerns such as heart disease, smoking, cancer, infant mortality, and motor vehicle deaths. However, Mississippi prides of having the highest child immunization rates in the country. The low quality of health care can be blamed on demographic factors such as poverty, high unemployment and illiteracy rate.

From 1994 - 1995, 20 percent of non-elderly Mississippians were uninsured, which is 4% higher than the national rate. The high rate of uninsurance in Mississippi is caused by low level of employer-sponsored insurance. Although Medicaid limits the number of eligible policyholders, many impoverished residents (about 16 percent of the state population) participate and rely in Medicaid.

Medicaid Expenditures
Medicaid provides the second largest state budget for health care. This budget comes from the federal government and revenue contributed by health care providers. Mississippi has the highest federal Medicaid reliance in the country that rose to about 77.2 percent in fiscal year 1997.

Mississippi's Medicaid expenditure has been higher the national average since 1990s. The large expenditures were triggered by the growth of DSH spending and higher spending per enrolee. Unfortunately, less Medicaid budget is appropriated for long term care services compared to other services, primarily because of the restrictions on nursing home and home health capacity. With at least 30 percent Medicaid spending that goes on long term care services, the state receives relatively lower than the national rate of 40 percent.

The state government has changed several insurance regulations in the states, which include the limits on pre-existing condition exclusions and portability of insurance. This led to the changes in the Health Insurance Portability and Accountability Act of 1996. The state pursued a high-risk insurance pool to about 1,500 people with serious health conditions, who were not eligible for any health insurance. The risk pool was funded by the insurance companies and member premiums.

Long Term Care
Mississippi has somewhat stringent policies in terms of long term care. The state issued the "certificate-of-a-need-system" that diminished the number of nursing home beds and creation of new home health agencies. The restrictions on nursing home expansion as well as limiting the average stay in nursing home facilities resulted to low occupancy rate of 99 percent. Although Mississippi receives the largest share in Medicaid, the budget that should have been used for long-term care was, otherwise, used on institutional care. Even though home and community-based services have flourished within the state, these programs are dominated by Medicare and remain unpopular that the institutional care. Half of elderly and disabled Medicaid enrolees in Mississippi need long term care services.

Given those underlying health care problems, the Mississippi government enacted the reform bill in 1997. The bill carried few changes on the state's financial system, but it did not make necessary reforms for Medicaid. Lawmakers became worried that recipients would lose cash assistance might lose Medicaid benefits as well.

Meanwhile, the state adopted the long term care partnership program that has been running previously in other states. The Mississippi Long Term Care Partnership program contains the same vision of other states: to help residents protect their assets against the spend down requirements of Medicaid. This program will lessen the burden of getting long term care insurance in Mississippi. The partnership policies have the following features: long term care insurance inflation protection, asset protection, and tax deductions.

Health Reform and Long Term Care Health Insurance Changes

Have You Heard of The CLASS Act?

The CLASS act is not an old movie or a book about rules for good behavior. Instead it is a provision of health reform, that is voluntary, and may help some families make nursing care more affordable.

CLASS stands for Community Living Assistance Services and Supports. It is a pat of the new health reform bill. It was passed by the US Senate and House of Representatives. Workers will be enrolled in this program, but may choose to decline it at any time according to the wording in the bill.

What Does the CLASS Act Do?

It is a voluntary program. Employers will be required to deduct premiums, but employees can opt out of this program if they choose to.
Premiums have not been determined yet. It is believed they will be lower tor people with low incomes, but.that average workers can expect to pay about $120 a month
If people under the program become disabled, it will pay about $50 a day for nursing care. Note that these people do not have to be over 65 years old.
The nursing care could be from a nursing home, but it could also be in-home care, such as a home health aide, adult day care or assisted living. So it pays for nursing homes or alternatives.
The plan premiums are set to be adjusted at a rate that will keep it solvent without any federal funds.
The CLASS act is NOT A TAX. It is voluntary.

Will This Health Reform Measure Help?

There is no doubt that nursing care is expensive, and that most of us faced a high chance of needing long term care at some point in our lives. A nursing home can cost well over $100 a day so this new bill is just part of the picture. It would help, but not totally keep us from needing to rely upon other assets, long term care insurance or government aid.

Is There Already Government Help To Pay For Nursing Care?

Note that Medicare, the federal health insurance program for seniors and disabled people, does not pay for long term nursing care today. It only pays for short term stays. Medicaid, the federal heath insurance for the poor, only starts to pay after a person has almost exhausted their other assets.

Many people confuse Medicare and Medicaid. They do have similar names, but are very different programs. Some people are on both Medicare and Medicaid, but they are on them for different reasons. Medicare is for seniors and disabled people. Medicaid is for people with low assets and incomes.

What About Private Long Term Care Insurance Policies?

Again, even if a worker opts into the health reform plan, they cannot rely on $50 a day to fully pay for nursing home care. In fact, it may pay 30 - 50 percent of it. The other $50 - $100 a day would have to come from another source. This could be a private or group nursing home insurance policy, assets, or Medicaid.

This part of the plan has not been implemented yet. I also understand that there will be a waiting period, so nobody can sign up for the plan a few days before they need it. The benefits of this part of health reform are not going to affect us in the next few years, but may help younger people with their retirement planning.